Can I Pay By Installments?

0% Interest available on sales over £500.00

We also offer our customers the opportunity of paying by installments on all jewellery that is for sale on our website above £375.00. We offer a selection of competitive interest rates and deposit amounts.

Applying for finance is fast and easy. Complete the credit agreement, sign it online and get an instant credit decision. Upon acceptance, pay your deposit and you're done.

To see how much you can qualify for simply use our Finance Calculator on the right.

How To Apply

You can apply for credit by selecting this method of payment at the final stage of the checkout process, it only takes a couple of minutes and you'll get an instant decision.

Qualifying For Credit

  • You must be over 18 years of age.
  • You must be a UK resident with at least 3 years continual address history.
  • You must be in full time employment, unless retired or a house person with a spouse in full time employment.
  • You must have a UK bank account capable of accepting Direct Debits.
  • The goods must be delivered to your home address.
  • Please note that and discount codes / voucher codes etc cannot be applied to items purchased with Pay4later finance option

Who provides finance?

Consumer credit service provided by Pay4Later in association with Close Brothers Retail Finance. Pay4Later is licensed by The Office of Fair Trading (Consumer Credit Licence: 0616240). For more information please refer to our frequently asked questions or visit

Close Brothers Retail Finance is a trading name of Close Brothers Limited. Close Brothers is authorised by the Prudential Regulation Authority, regulated by the Financial Conduct Authority and Prudential Regulation Authority and licensed by the Office of Fair Trading. For more information please visit


Finance Example

The following example is based on a purchase of £539.00 with a 50% deposit and payments at 0% over 6 months

  • Finance Option:6 Month Interest Free (50% Deposit Only)
  • Deposit:50%
  • Monthly payment:£44.91
  • Number of Monthly payments:6
  • Deposit You Pay Now:£269.50
  • Load Amount To Be Repaid:£269.50
  • Cost of Loan (Interest):£0.00
  • Total Amount Payable (Including Deposit):£539.00

Frequently asked questions

Return to Help Index
Finance calculator

Use this calculator to see how much you can qualify for, just drag the slider to the right:

Monthly Budget: £0
You Can Spend: £0.00
  • Amounts above are based on 19.5% interest rate with 36 montly payments and a 25% deposit.
  • Subject to status, terms and conditions
  • Finance provided by Close Brothers Limited t/as Close Brothers Retail Finance
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